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You Are On : Home | Company Profile | Balance Sheet

Balance Sheet

CreditAccess Grameen Ltd.

BSE Code	541770
ISIN Demat	INE741K01010
Book Value (Rs)	431.63

NSE Code	CREDITACC
Dividend Yield (%)	0.94
Market Cap (Rs Mn)	170440.40

TTM PE(x)	19.34
TTM EPS(Rs)	55.21
Face Value(Rs.)	10

Type

(Rs. in Million)
Particulars	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
EQUITY AND LIABILITIES	0	0	0	0	0
Share Capital	1593.80	1589.10	1558.70	1555.80	1439.90
Equity - Authorised	1700.00	1600.00	1600.00	1600.00	1600.00
Equity - Issued	1593.80	1589.10	1558.70	1555.80	1439.90
Equity Paid Up	1593.80	1589.10	1558.70	1555.80	1439.90
Equity Shares Forfeited	0.00	0.00	0.00	0.00	0.00
Adjustments to Equity	0.00	0.00	0.00	0.00	0.00
Preference Capital Paid Up	0.00	0.00	0.00	0.00	0.00
Face Value	10.00	10.00	10.00	10.00	10.00
Share Warrants & Outstandings	311.70	194.10	117.20	85.20	86.10
Total Reserves	63794.30	49286.50	39993.20	35274.50	25816.20
Securities Premium	24981.30	24785.90	22681.20	22631.30	14835.90
Capital Reserves	499.50	499.50	499.50	499.50	499.50
Profit & Loss Account Balance	30110.70	18551.30	11947.30	9242.20	8185.30
General Reserves	0.00	0.00	0.00	0.00	0.00
Other Reserves	8202.80	5449.80	4865.20	2901.50	2295.50
Reserve excluding Revaluation Reserve	63794.30	49286.50	39993.20	35274.50	25816.20
Revaluation reserve	0.00	0.00	0.00	0.00	0.00
Shareholder's Funds	65699.80	51069.70	41669.10	36915.50	27342.20
Minority Interest	0.00	0.00	0.00	1048.30	1089.50
Long-Term Borrowings	0.00	0.00	0.00	0.00	0.00
Secured Loans	216654.90	160096.70	127101.70	106520.60	94366.40
Non Convertible Debentures	20421.20	16723.50	14181.00	16599.40	7925.80
Converible Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Packing Credit - Bank	0.00	0.00	0.00	0.00	0.00
Inter Corporate & Security Deposit	0.00	0.00	0.00	0.00	0.00
Term Loans - Banks	130049.90	107403.30	86974.40	62562.40	60376.90
Term Loans - Institutions	30596.00	21232.20	25008.90	25012.00	23016.20
Other Secured	35587.80	14737.70	937.40	2346.80	3047.50
Unsecured Loans	1502.80	2773.30	1849.50	2892.70	1030.30
Fixed Deposits - Public	0.00	0.00	0.00	0.00	0.00
Loans and advances from subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter Corporate Deposits (Unsecured)	0.00	0.00	0.00	0.00	0.00
Foreign Currency Convertible Notes	0.00	0.00	0.00	0.00	0.00
Long Term Loan in Foreign Currency	1280.70	1258.80	1160.80	0.00	0.00
Loans - Banks	222.10	988.00	0.00	0.00	0.00
Loans - Govt.	0.00	0.00	0.00	0.00	0.00
Loans - Others	0.00	0.00	0.00	1715.60	0.00
Other Unsecured Loan	0.00	526.50	688.70	1177.10	1030.30
Deferred Tax Assets / Liabilities	-1369.20	-809.30	-1553.90	-1040.90	-574.40
Deferred Tax Assets	1577.60	1124.80	1802.60	1660.70	965.00
Deferred Tax Liability	208.40	315.50	248.70	619.80	390.60
Other Long Term Liabilities	878.10	668.00	0.00	0.00	0.00
Long Term Trade Payables	0.00	0.00	0.00	0.00	0.00
Long Term Provisions	13159.00	5288.40	4629.60	4962.70	4815.50
Total Non-Current Liabilities	230825.60	168017.10	132026.90	113335.10	99637.80
Current Liabilities	0	0	0	0	0
Trade Payables	2563.50	3037.00	2590.20	2016.90	1086.50
Sundry Creditors	2563.50	3037.00	2590.20	2016.90	1086.50
Acceptances	0.00	0.00	0.00	0.00	0.00
Due to Subsidiaries- Trade Payables	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	435.50	311.80	1026.20	943.10	784.10
Bank Overdraft / Short term credit	0.00	0.00	0.00	0.00	0.00
Advances received from customers	0.00	0.00	0.00	0.00	0.00
Interest Accrued But Not Due	0.00	0.00	0.00	0.00	0.00
Share Application Money	0.00	0.00	0.00	0.00	0.00
Current maturity of Debentures & Bonds	0.00	0.00	0.00	0.00	0.00
Current maturity - Others	0.00	0.00	0.00	0.00	0.00
Other Liabilities	435.50	311.80	1026.20	943.10	784.10
Short Term Borrowings	252.40	252.60	255.70	0.00	0.00
Secured ST Loans repayable on Demands	0.00	0.00	0.00	0.00	0.00
Working Capital Loans- Sec	0.00	0.00	0.00	0.00	0.00
Buyers Credits - Unsec	0.00	0.00	0.00	0.00	0.00
Commercial Borrowings- Unsec	0.00	0.00	0.00	0.00	0.00
Other Unsecured Loans	252.40	252.60	255.70	0.00	0.00
Short Term Provisions	323.20	2645.40	2084.00	943.60	140.40
Proposed Equity Dividend	0.00	0.00	0.00	0.00	0.00
Provision for Corporate Dividend Tax	0.00	0.00	0.00	0.00	0.00
Provision for Tax	0.00	2384.80	1856.50	763.90	0.00
Provision for post retirement benefits	0.00	0.00	0.00	0.00	0.00
Preference Dividend	0.00	0.00	0.00	0.00	0.00
Other Provisions	323.20	260.60	227.50	179.70	140.40
Total Current Liabilities	3574.60	6246.80	5956.10	3903.60	2011.00
Total Liabilities	300100.00	225333.60	179652.10	155202.50	130080.50
ASSETS	0	0	0	0	0
Loans (Non - Current Assets)	251049.90	190433.40	147653.30	117204.80	110989.10
Gross Block	8261.40	7775.40	7595.70	6584.40	6195.90
Less: Accumulated Depreciation	2170.60	1785.10	1306.80	856.70	430.90
Less: Impairment of Assets	0.00	0.00	0.00	0.00	0.00
Net Block	6090.80	5990.30	6288.90	5727.70	5765.00
Lease Adjustment A/c	0.00	0.00	0.00	0.00	0.00
Capital Work in Progress	0.00	0.00	0.00	0.00	0.00
Non Current Investments	5.40	5.40	5.40	5.40	455.60
Long Term Investment	5.40	5.40	5.40	5.40	455.60
Quoted	0.00	0.00	0.00	0.00	0.00
Unquoted	5.40	5.40	5.40	5.40	455.60
Long Term Loans & Advances	13720.10	5719.60	4929.10	5217.10	4973.90
Other Non Current Assets	0.00	0.00	129.50	0.00	0.00
Total Non-Current Assets	270911.60	202188.10	159036.90	128161.20	122212.00
Current Assets Loans & Advances	0	0	0	0	0
Currents Investments	14383.60	4539.80	0.00	0.00	0.00
Quoted	14383.60	4539.80	0.00	0.00	0.00
Unquoted	0.00	0.00	0.00	0.00	0.00
Inventories	0.00	0.00	0.00	0.00	0.00
Raw Materials	0.00	0.00	0.00	0.00	0.00
Work-in Progress	0.00	0.00	0.00	0.00	0.00
Finished Goods	0.00	0.00	0.00	0.00	0.00
Packing Materials	0.00	0.00	0.00	0.00	0.00
Stores and Spare	0.00	0.00	0.00	0.00	0.00
Other Inventory	0.00	0.00	0.00	0.00	0.00
Sundry Debtors	0.00	0.00	0.00	0.00	2.20
Debtors more than Six months	0.00	0.00	0.00	0.00	0.00
Debtors Others	0.00	0.00	0.00	0.00	2.20
Cash and Bank	13139.10	14364.30	17613.90	24843.80	7176.40
Cash in hand	27.50	124.30	75.80	82.40	13.80
Balances at Bank	13111.60	14240.00	17538.10	24761.40	7162.60
Other cash and bank balances	0.00	0.00	0.00	0.00	0.00
Other Current Assets	1474.20	1658.10	860.80	1109.30	409.50
Interest accrued on Investments	0.00	0.00	0.00	0.00	0.00
Interest accrued on Debentures	0.00	0.00	0.00	0.00	0.00
Deposits with Government	0.00	0.00	0.00	0.00	0.00
Interest accrued and or due on loans	0.00	0.00	786.70	1054.70	357.70
Prepaid Expenses	186.00	131.40	74.10	54.60	51.80
Other current_assets	1288.20	1526.70	0.00	0.00	0.00
Short Term Loans and Advances	191.50	2583.30	2140.50	1088.20	280.40
Advances recoverable in cash or in kind	72.20	82.70	174.00	150.40	99.70
Advance income tax and TDS	0.00	2379.20	1841.90	754.00	0.00
Amounts due from directors	0.00	0.00	0.00	0.00	0.00
Due From Subsidiaries	0.00	0.00	0.00	0.00	0.00
Inter corporate deposits	0.00	0.00	0.00	0.00	0.00
Corporate Deposits	0.00	0.00	0.00	0.00	0.00
Other Loans & Advances	119.30	121.40	124.60	183.80	180.70
Total Current Assets	29188.40	23145.50	20615.20	27041.30	7868.50
Net Current Assets (Including Current Investments)	25613.80	16898.70	14659.10	23137.70	5857.50
Miscellaneous Expenses not written off	0.00	0.00	0.00	0.00	0.00
Total Assets	300100.00	225333.60	179652.10	155202.50	130080.50
Contingent Liabilities	42.40	2.50	3.50	3.60	5.70
Total Debt	218410.10	163122.60	129206.90	109413.30	95396.70
Book Value	410.27	320.15	266.58	236.73	189.29
Adjusted Book Value	410.27	320.15	266.58	236.73	189.29

Multigain Financial Services Pvt. Ltd. ROC Reg No. U67190DL2004PTC130552, ARN # 31406
Multigain Securities Services Pvt Ltd. ROC Reg No.U74999UP2008PTC035558 Member National Stock Exchange Membership ID 13766 SEBI Reg # INB / INF / INE 231376634 Member Bombay Stock Exchange Membership ID 13766 SEBI Reg # INB / INF 011376630 Member MCX Stock Exchange. Membership No. 59500, SEBI Reg No.INE261330935 Member UNITED Stock Exchange Membership ID 13766 SEBI Reg # INE 271376634
Multigain Commodities Services Pvt Ltd ROC Reg No. U52100UP2008PTC035237 Member MCX Membership No. MCX/TM/ 9080 FMC Reg # MCX/TM/CORP/1694 Member NCDEX Membership No. NCDEX /TM/00926 FMC Reg No. NCDEX/TM/CORP/0903 Member NMCE Membership No. NMCE/TCM/CL0364 FMC Reg No. NMCE/TCM/CORP/0289 Member ICEX Membership No. ICEX/TM/1038 FMC Reg No. ICEX/TM/CORP/0037 Member ACE Membership No. ACE/TCM/6070 FMC Reg No. ACE/TCM/CORP/ Member NSEL Membership No. NSEL/TCM/12400 Member NCDEX SPOT

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