| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 100200.00 | 89340.00 | 77260.00 | 128090.00 | 130680.00 |
| Sale of Shares / Units | | 7170.00 | | | |
| Interest income | 73140.00 | 77990.00 | 75230.00 | 64220.00 | 73040.00 |
| Portfolio management services | | | | | |
| Dividend income | 1480.00 | 920.00 | 490.00 | 60.00 | 140.00 |
| Brokerages & commissions | | 40.00 | 280.00 | | |
| Processing fees and other charges | 3160.00 | 1800.00 | 460.00 | 60.00 | 220.00 |
| Other Operating Income | 22430.00 | 1420.00 | 800.00 | 63750.00 | 57280.00 |
| Operating Income (Net) | 100200.00 | 89340.00 | 77260.00 | 128090.00 | 130680.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | -1550.00 | -1740.00 |
| Employee Cost | 13500.00 | 9300.00 | 5130.00 | 16500.00 | 16100.00 |
| Salaries, Wages & Bonus | 12140.00 | 8230.00 | 4750.00 | 14390.00 | 13920.00 |
| Contributions to EPF & Pension Funds | 620.00 | 600.00 | 220.00 | 1050.00 | 950.00 |
| Workmen and Staff Welfare Expenses | 670.00 | 380.00 | 80.00 | 1010.00 | 1120.00 |
| Other Employees Cost | 70.00 | 90.00 | 90.00 | 60.00 | 100.00 |
| Operating & Establishment Expenses | 2180.00 | 1350.00 | 1500.00 | 9040.00 | 7570.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | 250.00 | 210.00 |
| Commission, Brokerage & Discounts | | | | 10.00 | 80.00 |
| Rent , Rates & Taxes | 590.00 | 230.00 | 240.00 | 1140.00 | 890.00 |
| Repairs and Maintenance | 690.00 | 320.00 | 490.00 | 1980.00 | 1770.00 |
| Insurance | 10.00 | 30.00 | 50.00 | 380.00 | 340.00 |
| Electricity & Power | 220.00 | 120.00 | 50.00 | 1410.00 | 1240.00 |
| Other Operating Expenses | 660.00 | 650.00 | 660.00 | 3860.00 | 3040.00 |
| Administrations & Other Expenses | 9050.00 | 7260.00 | 3270.00 | 6300.00 | 6920.00 |
| Printing and stationery | 90.00 | 70.00 | 30.00 | 80.00 | 110.00 |
| Professional and legal fees | 7300.00 | 6250.00 | 2900.00 | 3040.00 | 2540.00 |
| Advertisement & Sales Promotion | 970.00 | 480.00 | 120.00 | 1120.00 | 1240.00 |
| Other General Expenses | 690.00 | 460.00 | 210.00 | 2050.00 | 3020.00 |
| Provisions and Contingencies | 45550.00 | 66040.00 | 10250.00 | 2400.00 | 20750.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 80.00 | 80.00 | 0.00 | | |
| Provision for doubtful debts | | 1340.00 | | 190.00 | 18910.00 |
| Losson disposal of fixed assets(net) | | | | | 0.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | 41450.00 | 56280.00 | 2430.00 | 70.00 | |
| Other Miscellaneous Expenses | 4030.00 | 8340.00 | 7820.00 | 2130.00 | 1830.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 70280.00 | 83950.00 | 20140.00 | 53450.00 | 68100.00 |
| Operating Profit (Excl OI) | 29920.00 | 5400.00 | 57110.00 | 74640.00 | 62580.00 |
| Other Income | 8920.00 | 11600.00 | 2720.00 | 3640.00 | 5000.00 |
| Other Interest Income | 900.00 | 470.00 | | 410.00 | 1620.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 80.00 | 30.00 | 30.00 | 240.00 | 20.00 |
| Income from investments | | | | 1430.00 | 140.00 |
| Provision Written Back | 2690.00 | | 480.00 | 50.00 | 1350.00 |
| Others | 5240.00 | 11110.00 | 2220.00 | 1510.00 | 1880.00 |
| Operating Profit | 38840.00 | 17000.00 | 59840.00 | 78280.00 | 67580.00 |
| Interest | 44000.00 | 40410.00 | 42820.00 | 42090.00 | 53210.00 |
| Loans | 16080.00 | 13200.00 | 12730.00 | | |
| Deposits | 780.00 | 1800.00 | 7280.00 | | |
| Bonds / Debentures | 26560.00 | 24920.00 | 22230.00 | | |
| Other Interest | 580.00 | 490.00 | 580.00 | 42090.00 | 53210.00 |
| Depreciation | 8290.00 | 1230.00 | 740.00 | 5610.00 | 5200.00 |
| Profit Before Taxation & Exceptional Items | -13460.00 | -24640.00 | 16280.00 | 30580.00 | 9180.00 |
| Exceptional Income / Expenses | -20870.00 | 79760.00 | -1530.00 | 590.00 | |
| Profit Before Tax | -32780.00 | 59000.00 | 20680.00 | 34560.00 | 14070.00 |
| Provision for Tax | -15950.00 | -40680.00 | 4060.00 | 20430.00 | 19600.00 |
| Current Income Tax | 550.00 | 30.00 | 7430.00 | 3780.00 | 3560.00 |
| Deferred Tax | -11050.00 | -7440.00 | -3360.00 | 4070.00 | -1530.00 |
| Other taxes | -5450.00 | -33270.00 | 0.00 | 12580.00 | 17580.00 |
| Profit After Tax | -16840.00 | 99690.00 | 16620.00 | 14130.00 | -5530.00 |
| Extra items | 0.00 | 0.00 | 3370.00 | 0.00 | 5740.00 |
| Minority Interest | | | -760.00 | -810.00 | 30.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | -16840.00 | 99690.00 | 19230.00 | 13320.00 | 240.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 156400.00 | 163340.00 | 124080.00 | 120120.00 | 113530.00 |
| Appropriations | 139570.00 | 263030.00 | 143310.00 | 133440.00 | 113770.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 139570.00 | 263030.00 | 143310.00 | 133440.00 | 113770.00 |
| Equity Dividend % | 500.00 | 1550.00 | 1650.00 | 1650.00 | 700.00 |
| Earnings Per Share | -75.00 | 418.00 | 81.00 | 59.00 | 1.00 |
| Adjusted EPS | -75.00 | 418.00 | 81.00 | 59.00 | 1.00 |