| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 31090.00 | 19390.00 | 15400.00 | 23189.00 | 25134.30 |
| Sale of Shares / Units | | | | | |
| Interest income | 29000.00 | 18150.00 | 14620.00 | 21656.80 | 23243.40 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 20.00 | 30.00 | 60.00 | 104.60 | 233.70 |
| Processing fees and other charges | 710.00 | 580.00 | 420.00 | 612.00 | 631.30 |
| Other Operating Income | 1360.00 | 620.00 | 290.00 | 815.60 | 1025.90 |
| Operating Income (Net) | 31090.00 | 19390.00 | 15400.00 | 23189.00 | 25134.30 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 4440.00 | 5150.00 | 4100.00 | 3815.30 | 4479.10 |
| Salaries, Wages & Bonus | 3150.00 | 3320.00 | 3600.00 | 3441.90 | 4090.70 |
| Contributions to EPF & Pension Funds | 180.00 | 210.00 | 220.00 | 236.90 | 222.90 |
| Workmen and Staff Welfare Expenses | 110.00 | 120.00 | 110.00 | 80.50 | 129.50 |
| Other Employees Cost | 1000.00 | 1510.00 | 170.00 | 56.00 | 36.10 |
| Operating & Establishment Expenses | 1670.00 | 1080.00 | 590.00 | 385.60 | 540.90 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 690.00 | 410.00 | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 30.00 | 20.00 | 10.00 | 28.60 | 99.50 |
| Repairs and Maintenance | 20.00 | 70.00 | 380.00 | 201.30 | 237.60 |
| Insurance | 10.00 | 10.00 | 10.00 | 8.20 | 12.60 |
| Electricity & Power | 60.00 | 70.00 | 40.00 | 46.10 | 73.70 |
| Other Operating Expenses | 860.00 | 500.00 | 160.00 | 101.40 | 117.60 |
| Administrations & Other Expenses | 1190.00 | 1050.00 | 810.00 | 610.60 | 1034.90 |
| Printing and stationery | 30.00 | 30.00 | 20.00 | 29.70 | 50.00 |
| Professional and legal fees | 460.00 | 460.00 | 410.00 | 386.10 | 578.40 |
| Advertisement & Sales Promotion | 460.00 | 290.00 | 140.00 | 31.30 | 49.70 |
| Other General Expenses | 240.00 | 270.00 | 230.00 | 163.60 | 356.80 |
| Provisions and Contingencies | 6260.00 | 3200.00 | 5850.00 | 14688.70 | 5165.10 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | 110.00 | | | |
| Bad debts /advances written off | 5950.00 | 2950.00 | 5800.00 | 8808.60 | 4289.50 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 30.00 | 10.00 | 0.00 | 3.40 | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 280.00 | 130.00 | 50.00 | 5876.70 | 875.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 13560.00 | 10470.00 | 11350.00 | 19500.20 | 11220.00 |
| Operating Profit (Excl OI) | 17530.00 | 8910.00 | 4050.00 | 3688.70 | 13914.30 |
| Other Income | 5740.00 | 5090.00 | 5420.00 | 335.80 | 599.60 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | 2.60 | |
| Income from investments | | | | | 0.30 |
| Provision Written Back | 5510.00 | 4740.00 | 5110.00 | | 105.20 |
| Others | 230.00 | 350.00 | 310.00 | 333.20 | 494.10 |
| Operating Profit | 23270.00 | 14000.00 | 9470.00 | 4024.50 | 14514.00 |
| Interest | 9500.00 | 5950.00 | 5090.00 | 11004.50 | 12938.20 |
| Loans | 8270.00 | 4620.00 | 3400.00 | 8620.50 | 10670.30 |
| Deposits | 10.00 | 10.00 | 10.00 | 6.50 | 5.80 |
| Bonds / Debentures | 990.00 | 1140.00 | 1370.00 | 2004.70 | 1892.80 |
| Other Interest | 230.00 | 190.00 | 320.00 | 372.80 | 369.20 |
| Depreciation | 590.00 | 610.00 | 490.00 | 562.50 | 747.90 |
| Profit Before Taxation & Exceptional Items | 13180.00 | 7440.00 | 3890.00 | -7542.50 | 827.80 |
| Exceptional Income / Expenses | 8170.00 | 70.00 | | | |
| Profit Before Tax | 21340.00 | 7510.00 | 3910.00 | -7487.70 | 817.80 |
| Provision for Tax | 4830.00 | 1810.00 | 920.00 | -1898.00 | 547.20 |
| Current Income Tax | 6100.00 | 240.00 | | 120.20 | 165.60 |
| Deferred Tax | -1180.00 | 1570.00 | 950.00 | -2023.00 | 395.80 |
| Other taxes | -100.00 | 0.00 | 920.00 | 4.70 | -14.10 |
| Profit After Tax | 16520.00 | 5700.00 | 2980.00 | -5589.60 | 270.50 |
| Extra items | 320.00 | 1150.00 | 770.00 | 0.00 | 0.00 |
| Minority Interest | 0.00 | -10.00 | 0.00 | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 16830.00 | 6840.00 | 3750.00 | -5589.60 | 270.50 |
| Adjustments to PAT | | | 0.00 | | |
| Profit Balance B/F | 7050.00 | 1960.00 | -1040.00 | 4591.10 | 4696.50 |
| Appropriations | 23880.00 | 8800.00 | 2710.00 | -998.50 | 4967.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 23880.00 | 8800.00 | 2710.00 | -998.50 | 4967.00 |
| Equity Dividend % | 100.00 | 100.00 | 20.00 | | |
| Earnings Per Share | 22.00 | 9.00 | 5.00 | -21.00 | 1.00 |
| Adjusted EPS | 22.00 | 9.00 | 5.00 | -21.00 | 1.00 |