| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 457482.14 | 363679.21 | 308224.42 | 289997.97 | 287828.30 |
| Interest / Discount on advances / Bills | 381193.11 | 299445.18 | 251434.38 | 240853.48 | 240082.46 |
| Interest on balances with RBI and other Inter-bank funds | 11570.66 | 14422.93 | 12883.62 | 6773.68 | 1920.25 |
| Income on investments | 62021.92 | 46916.31 | 40528.78 | 38461.08 | 42821.93 |
| Others | 2696.45 | 2894.79 | 3377.64 | 3909.73 | 3003.67 |
| Other Income | 93957.70 | 81727.71 | 73447.84 | 65008.80 | 69526.72 |
| Commission,exchange and brokerage | 66343.97 | 56461.47 | 45092.86 | 34781.45 | 46158.07 |
| Profit / (loss)on sale of investments(net) | 4084.13 | 653.79 | 5931.59 | 14861.94 | 5525.61 |
| Profit on sale of Fixed Assets | -31.38 | -27.79 | -11.30 | 13.79 | -86.15 |
| Foreign Exchange Gains | 14844.72 | 17934.45 | 17308.44 | 13212.04 | 15987.32 |
| Income earned from subsidiaries/joint venture | | | | | 3.00 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 8716.26 | 6705.79 | 5126.25 | 2139.59 | 1938.86 |
| Total Income | 551439.84 | 445406.91 | 381672.26 | 355006.77 | 357355.01 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 251322.94 | 187757.97 | 158215.98 | 154719.03 | 167240.86 |
| Intereston Deposits | 217084.36 | 156791.78 | 124302.86 | 114590.76 | 129079.41 |
| Interest on RBI / inter-bank borrowings | 9720.57 | 6115.94 | 2432.44 | 5232.33 | 8024.45 |
| Other Interest | 24518.01 | 24850.25 | 31480.68 | 34895.94 | 30136.99 |
| Operating Expenses | 141476.33 | 113458.67 | 93107.06 | 81568.26 | 81825.87 |
| Payments to and provisions for employees | 53739.29 | 41786.57 | 34735.41 | 30392.45 | 28196.38 |
| Rent,Taxes and lighting | 7440.40 | 6345.80 | 5664.15 | 4789.23 | 4992.28 |
| Depreciation on Banks property | 4630.40 | 4072.06 | 3520.24 | 3276.44 | 2909.45 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 42.06 | 35.34 | 32.70 | 23.57 | 25.80 |
| Law charges | 697.71 | 624.07 | 490.47 | 602.86 | 696.72 |
| Communication Expenses | 2209.56 | 1726.92 | 1629.84 | 1390.51 | 1568.52 |
| Repairs and Maintenance | 4655.81 | 4010.11 | 3712.18 | 3620.18 | 3814.43 |
| Insurance | 5628.92 | 4964.26 | 4287.94 | 3226.50 | 2805.13 |
| Other expenses | 62432.19 | 49893.55 | 39034.14 | 34246.53 | 36817.16 |
| Provisions and Contingencies | 38848.61 | 44868.33 | 66021.03 | 79425.33 | 46521.03 |
| Provision for investments | 5494.50 | 2999.90 | 3035.50 | 6088.10 | 4749.30 |
| Provision for advances | 30837.70 | 38855.60 | 41466.10 | 50597.90 | 36352.90 |
| Others Provisions | 2516.41 | 3012.83 | 21519.43 | 22739.33 | 5418.83 |
| Profit Before Tax | 119791.95 | 99321.94 | 64328.20 | 39294.15 | 61767.26 |
| Taxes | 30022.10 | 24890.60 | 16281.80 | 9995.40 | 17188.60 |
| Current Income Tax | 26316.20 | 23620.00 | 18402.50 | 17039.40 | 19984.00 |
| Deferred Tax | 3705.90 | 1270.60 | -2120.70 | -7044.00 | -2795.40 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 89769.85 | 74431.34 | 48046.40 | 29298.75 | 44578.66 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | 3.07 | 3.64 | 3.98 | 2.21 | 3.15 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 89772.92 | 74434.98 | 48050.38 | 29300.96 | 44581.81 |
| Adjustments to PAT | | | | | 4433.28 |
| IV. APPROPRIATIONS | 331535.93 | 266958.03 | 208688.87 | 164552.95 | 160097.21 |
| Transfer to Statutory Reserve | 22374.45 | 18474.28 | 11527.81 | 7090.98 | 11044.78 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 309161.48 | 248483.76 | 197161.06 | 157461.97 | 149052.42 |
| Equity Dividend % | 165.00 | 140.00 | 85.00 | 50.00 | |
| Earnings Per Share | 115.00 | 96.00 | 62.00 | 38.00 | 64.00 |
| Adjusted EPS | 115.00 | 96.00 | 62.00 | 38.00 | 64.00 |